When life happens beyond payday, we’ve got you.

The PaidHR Loan Marketplace gives employees access to affordable, responsible credit, without putting employers at financial risk. 

When Life Costs More Than Your Payslip, We’ve Got You Covered.

Get access to multiple vetted loan providers, with low interest rates, immediate disbursement, no documentation, flexible repayment options, and zero embarrassment.

A man sits at a desk in a modern, sunlit office, smiling as he checks his smartphone—perhaps exploring Workplace Loans. He wears a light gray long-sleeve shirt, with plants and framed pictures adding warmth to the background.

Why It Exists

Earned Wage Access helps when you need a portion of your pay early. But sometimes, life costs more than your payslip can stretch: emergencies, rent, tuition, or family needs.
The PaidHR Loan Marketplace was built for those moments.
It connects you directly to trusted, vetted lenders offering fair, transparent loans, so you can handle big and long-term expenses with calm, not panic.

How It Works

If your company uses PaidHR for payroll, you already have access; no extra signup or documentation needed. PaidHR simply facilitates the process, making it safe, fast, and transparent for everyone involved.

Compare and Choose a Lender

Browse a list of trusted financial partners with transparent interest rates and repayment terms. Pick the option that works best for your needs.

Automatic Access Through Payroll

If your company uses PaidHR for payroll, you already have access to the Loan Marketplace — no extra registration or documentation needed.

Get Funded, Repay Automatically

Once approved, funds are disbursed instantly by the lender, and repayments are handled automatically through your payroll, quietly, securely, and stress-free.

Apply in a Few Clicks

Submit your loan request directly in PaidHR. It’s securely sent to HR for quick validation before approval.

What You Get

Lower Interest, Better Terms

Access exclusive rates available only to PaidHR users, with transparent repayment schedules.

Choice and Control

Select from multiple vetted lenders and repayment plans that fit your needs and budget.

Safety and Peace of Mind

Immediate disbursement, full privacy, and responsible lending so you can handle life’s costs confidently.

Private and Effortless Repayments

Loans are repaid automatically through payroll, no paperwork, no awkward conversations, no stress.

Why It Matters

Financial confidence is about having options. With the PaidHR Loan Marketplace, you can handle the unexpected without stress, shame, or delay.

Borrow responsibly. Repay easily. Live freely.

A woman in a black blazer sits at a desk by a window, smiling while using a laptop and holding a smartphone. There are green plants on the desk and natural light fills the modern office space.

Fully compliant. Ethically driven. Built for your financial safety.

Our Loan Marketplace partners exclusively with licensed financial institutions such as Yield Bank, regulated by the Central Bank of Nigeria (CBN) and compliant with NDIC deposit insurance standards.
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