When life happens beyond payday, we’ve got you.

The PaidHR Loan Marketplace gives employees access to affordable, responsible credit, without putting employers at financial risk. 

Support Your Team Without Spending Extra.

A built-in financial wellness feature that gives your employees access to trusted loan vendors, with zero cost, zero risk, and zero setup for your company.

A woman in a gray suit and glasses sits at a desk, working on her laptop in a bright, modern office promoting Employees Loan Access. Behind her are framed motivational posters, a plant, and shelves with books.

Why It Exists

We’ve always believed employee wellbeing goes beyond payday.
Our Earned Wage Access (EWA) feature already helps employees access part of their earned salary. But what about those moments when life demands more than your monthly net can cover: rent renewals, medical bills, emergencies, or school fees?
That’s why we built the PaidHR Loan Marketplace, to take support one step further and help your people access responsible loans directly from vetted financial partners.

Simple. Secure. Zero admin hassle.

How It Works

Here’s the best part: there’s nothing to activate. If your company already runs payroll through PaidHR, your employees automatically have access to the Loan Marketplace.

Automatic Employee Access

Once payroll is connected, your employees instantly gain access to the Loan Marketplace — no forms, no setup, no extra steps.

Payroll Integration First

Your company must already run payroll through the PaidHR wallet. This ensures seamless deductions, compliance, and secure processing for every loan.

Validate and Approve Requests

When an employee applies, you only confirm eligibility based on your internal criteria. PaidHR and the lender handle disbursement, repayment, and all admin tasks.

Browse Trusted Lenders

Employees can explore vetted, licensed lenders directly within PaidHR, starting with our inaugural partner, Yield Bank.

What You Get

Automated Payroll Integration

No manual deductions or follow-ups. PaidHR handles repayments through payroll automatically and securely.

Zero Cost, Zero Risk

You don’t fund or guarantee the loans. The lender takes on all credit exposure, so your company stays completely risk-free.

Stronger Employer Brand

Attract, support, and retain top talent with meaningful financial wellness benefits that show you care.

No Setup Needed

Every employee on your payroll is automatically eligible to access the Loan Marketplace.

What It Means for You

You give your team financial stability when they need it most, without taking on risk or extra work. That’s smart HR. That’s PaidHR.

A man in a blue suit smiles while working on a laptop in a modern office. A chart with a rising graph, highlighting Employees Loan Access growth, is visible on a screen in the background as sunlight streams through large windows.

Fully compliant. Ethically driven. Built for your financial safety.

Our Loan Marketplace partners exclusively with licensed financial institutions such as Yield Bank, regulated by the Central Bank of Nigeria (CBN) and compliant with NDIC deposit insurance standards.
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