Performance without the pressure? Meet the new PaidHR Performance Management.

PaidHR now supports the new tax law changes effective 1 January 2026. 🚀

PaidHR now supports the new tax law changes effective 1 January 2026. 🚀

Your salary, your timeline.

PaidHR’s Earned Wage Access lets employees access the wages they have already earned, before payday. No waiting, no awkward conversations. For employers, it is one of the most meaningful benefits you can offer without spending a naira.

Your salary, on your terms, right when you need it.

You don’t have to wait for payday. With EWA by PaidHR, you can access the wages you have already earned at any time, straight to your wallet.

Total privacy

No awkward HR conversations. HR sees only a summary for reconciliation.

Peace of mind

Emergencies stop feeling catastrophic. You know you have a financial safety net that is already yours.

Peace of mind

Emergencies stop feeling catastrophic. You know you have a financial safety net that is already yours.

Not a loan

No interest, no repayment schedule, no credit check. Your next salary is simply reduced by what you already received early.

Transparent cost

A flat 4% transaction fee applies only to what you withdraw. On a ₦20,000 withdrawal, that is just ₦800. Far less than any loan app.

Financial freedom

You earned it. You access it. EWA gives you control over your own financial life, on your own timeline.

Need more than your earned wages can cover?

EWA is great for short-term cash flow. But when you need a larger amount for rent, school fees, a medical bill, or any planned expense, loans are a perfectly sensible option. The PaidHR Loan Marketplace connects you with vetted, licensed lenders offering fair rates, with repayment handled quietly through your payroll.

Get Paid on Your Own Terms

Get the App

Download PaidHR on iOS or Android, or log in at app.paidhr.com. Use your employee credentials to get started.

Check Your Balance

Open Wallet and click Earned Wage Access to view your earned wages available for use right away.

Secure Your Account

Tap Withdraw to set up your secure transaction PIN. This one-time setup keeps your funds safe and authorises future transfers.

Withdraw Instantly

Enter your desired amount and confirm. Funds hit your PaidHR wallet immediately. No HR approval or waiting required.

Proof of Impact

2023

EWA launched

N400m+

Total EWA disbursed

1500+

Active users

Testimonial

Before Earned Wage Access, emergencies really stressed me out, especially health emergencies. As the breadwinner in the family, I felt a lot of pressure to provide, but when unexpected expenses came up, I didn’t always have the money ready. When I joined my company, they told me about EWA and knowing I could access a part of my salary before payday was such a relief. It gave me the safety net I didn’t know I needed. Now, I don’t have to scramble or panic when something comes up. Earned Wage Access makes me feel in control of my finances and gives me the freedom to support my family without the stress.

Frequently Asked
Questions